CFO & CEO

Educational Qualification:

• Diploma in Industrial Electronics

Background:

• Comes from an affluent business family with a legacy of over 100 years in tea, tobacco, and groceries trading.
• The family has a strong reputation and real estate holdings in the Panvel region.

Professional Experience:

• Total Experience: Over 20 years in the financial sector.

Career Journey:

1. Family Business:
   • Assisted in the family’s tea, tobacco, and groceries trading business.
2. Early Career in Finance:
   • Remisier at Shiv Narayan Nemani Shares and Stock Broker Pvt. Ltd. (2006 – 2010)
     • Assisted in stock broking and trading operations.
   • Sub-Broker at Kotak Securities Ltd. (2010 – 2012)
     • Engaged in stock broking services and client management.
3. Founding Goodwill Capitals and Holdings:
   • Founder of Goodwill Capitals and Holdings (2011 – 2018)
     • Established and managed a microfinance company focusing on money lending.
     • Operated in three regions: Raigarh and Ratnagiri.
4. F6 Capital and Finance Pvt. Ltd.:
   • CFO & CEO (Since 2018)
     • Key Contributions:
       • Initiated and established F6 Capital’s gold loan business, starting with the first branch in Old Panvel in July 2019.
       • Spearheaded the expansion of F6 Capital into the gold loan sector, bringing extensive experience from the monetary market.
       • Responsible for arranging and allocating funds for the company, ensuring profitability and effective asset management.
       • Led a team of finance professionals and provided strategic guidance on financial matters.
       • Negotiated terms with lenders and investors, ensuring that financing arrangements meet regulatory requirements and align with objectives.
       • Oversaw financial analysis, risk assessment, and various financing options such as loans, investments, and debt/equity instruments.
       • Ensured the growth of the company through efficient management and strategic financial planning.

Skills and Expertise:

• Financial Analysis: Expertise in evaluating financial positions and assessing risks.
• Risk Assessment: Proficient in identifying and mitigating financial risks.
• Financing Options: Knowledgeable in various financing methods, including loans, investments, and debt/equity instruments.
• Investor Relations: Skilled in negotiating terms with lenders and investors.
• Strategic Planning: Capable of providing strategic financial direction and planning for growth.
• Team Leadership: Experienced in leading a team of finance professionals and guiding them towards achieving company goals.
• Regulatory Compliance: Ensures all financing arrangements comply with regulatory requirements.
• Asset Management: Efficient in managing and allocating funds to profitable ventures.
• Communication Skills: Strong communicator with the ability to build relationships with lenders, investors, and other stakeholders.

Achievements:

• Successfully launched F6 Capital’s gold loan business, driving significant growth and establishing the company in the sector.
• Demonstrated effective financial management and leadership, contributing to the company’s revenue growth and asset management.

Personal Attributes:

• Ambition: Driven by a vision to make a significant impact in the financial sector.
• Strategic Thinking: Effective in setting long-term goals and achieving growth objectives.
• Financial Acumen: Deep understanding of financial markets and instruments.